People Also Ask
Why do you need health insurance?
It's no secret that health care is expensive today. The government says the cost to treat a broken leg can run $7,500 and an average three-day stay can set you back $30,000. Without insurance, many Americans would be one health setback away from financial ruin. Regularly paying a set premium for health coverage assures that money will be available
What types of health insurance are available?
There are different plans designed to suit specific need. These include: Major Plans - This type of policy is usually effective in covering serious illness or injury where costs are high. Hospital care, remedies and doctor's visits, are usually covered. It includes Indemnity plans, Preferred Provider Organization (PPO) plans, Health Maintenance Org
What should you look for in an insurance company?
In addition to being financially secure, the life insurance company you choose should have a good claims payment history and good customer service. Independent sources such as A.M. Best Company rate insurance companies. HSBC works with insurance carriers who have a rating of A- rating or better by the A.M. Best Company.